- 100% Project funding
- NO red tape or traditional banks
- designed for speed
Meet the Mach1 lending team
Milwaukee's Real Estate Financing Experts
When it comes to accessing timely and flexible financing for your real estate investments, Mach1 Lending is the partner you can trust. Our experienced team is ready to guide you through the lending process, providing customized solutions that meet your unique needs. Contact us today to discuss your project and get started on securing the hard money loan you need for your real estate ventures.
mach1 financial services
Hard Money Loans for Wisconsin Real Estate Investors
4.9 Star Customer Rating
Why choose us
Our Commitment to Exceptional Care
We are upfront and honest with our fees. We don’t nickel and dime our clients. No surprises at the closing table and no junk fees. We’ve funded millions in loans with zero foreclosures. We create win-win scenarios for our clients as well as provide our expertise to ensure a deal works for you.
Hard Money Lending Built For Real Estate Investors
- Milwaukee Market Expertise
- Fast Closings When Speed Matters
- Asset-Based Lending, Not Red Tape
- Transparent Terms, No Surprise Fees
- Built for Real Estate Investors
- Hands-On, Investor-Friendly Support
real estate deals we service
Milwaukee-based lending that understands your market.
Our fix and flip loans are built for Milwaukee investors who need capital now, not weeks from now. We fund purchases and renovations so you can move quickly, control rehab costs, and maximize returns, without slowing down your next deal.
Featured Media
Are You
Struggling with:
Testimonials
Real People, Real Results
mach1 education
Real Estate Tips & Insight
Request An Appointment
Fill out the form below, and we’ll contact you shortly.
What is hard money lending?
Hard money loans are bridge loans provided by a private investor or capital investment group instead of a banking institution. These loans are used for borrowing funds over a short amount of time, typically using an asset or property as collateral if the borrower defaults on the loan. For example, hard money loans are commonly used by investors for house flipping and real estate, using the property or equity as collateral instead of the borrower’s credit.
Why invest in local real estate?
At Mach1, we provide strategic investment opportunities that lift up our community. Investing in real estate provides several benefits to investors. These include:
- Stability: Unlike stocks, real estate is considered a more stable investment opportunity because it generally appreciates over time.
- Portfolio Diversification: If you already have investments in stocks or other financial instruments, adding real estate to your portfolio can provide diversification, spreading risk across different asset classes.
- Income Generation: Whether you are planning to rent or flip, real estate can be a great way to build wealth through passive income.
- Tax Benefits: Oftentimes, owning property comes with certain tax advantages. For example, mortgage interest, property taxes, and certain expenses related to property management may be tax-deductible.
- Community Support: When you invest locally, you are directly impacting the development of your community.
How is a hard money loan different from a traditional loan for real estate investors?
Hard money loans are primarily based on a property’s future value after renovations, rather than its current condition. This allows investors to finance properties that may not qualify for conventional loans due to needed repairs or tight timelines.
Because hard money loans are designed for speed and flexibility, they typically close much faster than bank financing and can be structured around the specific deal. While interest rates are usually higher, the tradeoff is quicker funding, fewer hurdles, and terms tailored to the project.
Traditional loans are generally better suited for long-term rental properties or buy-and-hold investments. Many investors use hard money to acquire and renovate a property quickly, then transition into conventional financing once the project is complete.
What are the advantages of using a hard money loan?
Hard money loans are designed to help investors move quickly and stay competitive. They typically offer faster approvals, fewer qualification hurdles, and the ability to close deals that traditional lenders may not support.
This type of financing can also make your offers more attractive to sellers, allow you to take on multiple projects at once, and give you greater flexibility to scale your investing strategy without waiting on bank timelines.
What qualifies me for a hard money loan?
Hard money loans are primarily approved based on the property and the deal itself. We look at the purchase price, renovation plan, and projected value after repairs using local comparable sales.
Borrowers are typically expected to have funds available for closing costs, interest payments, and a financial cushion for the project or future refinance. Unlike traditional lenders, we place far less emphasis on credit scores or lengthy income documentation, allowing qualified investors to move forward without unnecessary delays.