Hard Money Loans

Fast, asset based funding designed to help investors close quickly, execute their strategy, and move confidently toward a profitable exit.

Fast, flexible real estate funding when timing matters. Mach1 Lending helps investors move quickly on purchases, refinances, and value add projects with a process built for speed and clarity.

Hard money loans are asset based loans secured by real estate. They are often used when you need to close faster than a traditional bank timeline, or when the deal needs a renovation plan before it qualifies for long term financing.

What is a Hard Money Loan?

A hard money loan is a short term loan backed by the property, not your W2. It is designed to help you buy, rehab, or stabilize a deal, then refinance or sell once the project is complete.

How It Works

We look at the property, your plan, and the numbers that drive the exit. If the deal makes sense, we move fast with clear terms so you can close and get to work.

Benefits of Hard Money Loans
  • Close quickly for time sensitive deals
  • Finance purchases and rehab projects
  • Fewer bank style hurdles
  • Use after repair value and scope to plan the exit
  • Short terms built for flips and bridge situations
  • Clear process from term sheet to closing
Pricing

New clients – еnjoy a $50 discount on any session below!

60-minute session
$200
90-minute session
$300
120-minute session
$400
Package

Save with our discounted packages for multiple sessions.

10 packs of 90 minutes
$2750
10 packs of 120 minutes
$3500
Is a Hard Money Loan Appropriate for You?
Common situations we fund:
  • Fix and flip purchases
  • Bridge loans for quick closes
  • Rehab and renovate projects
  • Cash out on an investment property
  • Delayed financing after a cash purchase
  • Investor rentals with a value add plan
  • Bank loan fallback timelines
  • Auction or off market opportunities

If you need speed, flexible underwriting, and a lender who understands investor timelines, hard money can be a strong fit.

What to Expect During Your Process

Start with a quick deal review so we can confirm the numbers and your plan. If it fits, you will get clear terms, a simple document checklist, and steady updates through closing.

We keep it straightforward. You will always know what is needed next and where the file stands.

Why Choose Mach1 Lending?
Investor Focused

We lend with a real estate investor mindset. The goal is simple: help you close, execute the plan, and exit cleanly.

Fast and Clear

Speed matters, but so does clarity. Expect direct communication, transparent terms, and a process built to reduce friction.

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Reviews

What Our Clients Say About Us

Reviews

What Our Clients Say About Us

I must give credit where credit is due! Nick and Rebecca Knox have been telling me such great things about Mach1 Lending. I’ve watched many people make great posts and speak highly of Mach1 Lending for their Hard Money Loans for investment properties. I had a property that needed to close by the 21st of November (today is the 19th) and the property is site unseen! This morning the deal almost felt impossible to get to the finish line! I reached out to Teresa Machi around 12pm today and asked her if she ever funds site unseen properties. She said it depends on the property and the borrower. Well the buyer and the property and numbers made her very comfortable funding the deal! We are now able to close by the 21st site unseen! I’m soooooo THANKFUL. Working with Mach1 has been such a easy simple pleasant experience. I look forward to many more deals to come. THANK YOU Nick and Rebecca for the introduction:)

Jennifer Pease

4.9

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What’s there not to say about this great company. They care about doing the right thing for their clients and not just take the money to get a deal done and on this business you MUST have partners like them to succeed. This is a long game not a short run and the Mach1 Team clearly understands that and rises to the top of every occasion!

Santiago Speranza

If you are looking for honest , ethical, professional, efficient lenders this is the place!! I’ve used them 7 times and each time has been a wonderful experience !They get everything done on time very efficiently, and also communicate with all others to make sure things are done how it’s supposed to !! Love Mach1 lending, would never think about going anywhere else for this type of lending!!

phoebe botros

Always a great experience with Mach1! Prompt communication, professional, easy to work with, quick application process, always come through on their funding. Trustworthy and reliable. Highly recommend!

Catie & Matt Fihn

Mach1 Lending was very helpful, I bought my first rental property using their services and they kindly and promptly answered all of my questions. I will definitely be using them again!

Zachary Kirkton