Rehab & Renovate

One loan that covers the buy and the build, designed for projects where improvements create the value.

Some properties need more than a light cosmetic update. They need real capital, clear timelines, and a lender who understands renovation risk. Mach1 Lending offers rehab and renovate financing built for investors taking on deeper projects. This program supports purchase and construction while keeping your exit strategy front and center. The goal is simple. Help you transform underperforming properties into profitable assets.

What Is Rehab & Renovate Financing?

Rehab and renovate financing is a loan designed for properties that require significant improvements before resale or refinance. It combines acquisition funds with renovation capital under one structure. This allows investors to tackle larger projects without juggling multiple loans or draining personal cash reserves.

How It Works

The loan is structured around the property value after renovations are completed. Funds are issued for the purchase, with renovation money released in stages as work progresses. This draw based approach keeps projects on schedule while giving investors predictable access to capital throughout the renovation.

Benefits of Rehab & Renovate Financing
  • One loan for both purchase and renovation
  • Capital structured around after repair value
  • Draw based funding aligned with construction progress
  • Reduced upfront cash requirements
  • Designed for faster execution on value add projects
Pricing

New clients – еnjoy a $50 discount on any session below!

60-minute session
$200
90-minute session
$300
120-minute session
$400
Package

Save with our discounted packages for multiple sessions.

10 packs of 90 minutes
$2750
10 packs of 120 minutes
$3500
Is Rehab & Renovate Financing Appropriate for You?
Common Project Types We Finance:
  • Heavy rehab projects
  • Outdated interiors
  • Layout reworks
  • Kitchen and bath updates
  • Roof or HVAC needs
  • Structural repairs
  • Value add rentals
  • Flip or refi plans

If you are working on a property that needs more than surface level updates, Rehab & Renovate financing can be a strong fit. This program is designed for investors who need capital that matches both the scope of work and the value creation strategy behind the deal.

What to Expect During the Process

Every deal starts with a review of the property, renovation scope, and exit strategy. Our team works with you to align loan terms with the project timeline and budget. Funding is released in stages as work is completed, helping keep the project organized and on track from start to finish.

Why Choose Mach1 Lending?
Investor Focused Lending

We work exclusively with real estate investors and understand how renovation projects actually operate.

Clear Loan Structure

Terms are straightforward, with no unnecessary layers or confusing conditions.

Trusted by 1000+ Clients
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Reviews

What Our Clients Say About Us

Reviews

What Our Clients Say About Us

I must give credit where credit is due! Nick and Rebecca Knox have been telling me such great things about Mach1 Lending. I’ve watched many people make great posts and speak highly of Mach1 Lending for their Hard Money Loans for investment properties. I had a property that needed to close by the 21st of November (today is the 19th) and the property is site unseen! This morning the deal almost felt impossible to get to the finish line! I reached out to Teresa Machi around 12pm today and asked her if she ever funds site unseen properties. She said it depends on the property and the borrower. Well the buyer and the property and numbers made her very comfortable funding the deal! We are now able to close by the 21st site unseen! I’m soooooo THANKFUL. Working with Mach1 has been such a easy simple pleasant experience. I look forward to many more deals to come. THANK YOU Nick and Rebecca for the introduction:)

Jennifer Pease

4.9

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What’s there not to say about this great company. They care about doing the right thing for their clients and not just take the money to get a deal done and on this business you MUST have partners like them to succeed. This is a long game not a short run and the Mach1 Team clearly understands that and rises to the top of every occasion!

Santiago Speranza

If you are looking for honest , ethical, professional, efficient lenders this is the place!! I’ve used them 7 times and each time has been a wonderful experience !They get everything done on time very efficiently, and also communicate with all others to make sure things are done how it’s supposed to !! Love Mach1 lending, would never think about going anywhere else for this type of lending!!

phoebe botros

Always a great experience with Mach1! Prompt communication, professional, easy to work with, quick application process, always come through on their funding. Trustworthy and reliable. Highly recommend!

Catie & Matt Fihn

Mach1 Lending was very helpful, I bought my first rental property using their services and they kindly and promptly answered all of my questions. I will definitely be using them again!

Zachary Kirkton